Embedded Financing

Financing powered by ECL for your network

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How can embedding ECL’s financing tool help you?

Offer Financing To Your SaaS Customers

For SaaS companies, venture capital firms and accelerators— offer rapid, non-dilutive capital to your customers and portfolio, to address their cashflow needs.

Grow Your Brand

White-label our lending product with your brand— as a new product line, financing option and more— to grow your brand and customer relationships.

Seamless Implementation

Leverage ECL’s lending stack and debt capital, at no cost. Integrate seamlessly with our “light” web-based version or full integration.

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Who is this for?

SaaS companies

Venture capital firms

Accelerators

How it works

1

Integrate with ECL’s Embedded Financing Solution

Choose between a low-tech or full-scale integration of our Embedded Financing Solution. This makes our lending stack and debt capital available to your customers.

2

Your customers & portfolio companies apply for funding

Your customers or portfolio companies will visit your website, or your product to apply for financing.

3

Your customers receive funding, powered by ECL

Your customers will receive a financing offer under your brand name, but powered by ECL. You can take advantage of our AI-powered underwriting, our simple data integrations, our money movement technologies, and our debt capital.

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Our Financing and Impact

Leverage ECL financing to support your customers

100+
Companies funded
20+
Countries our customers operate in
75%
Customer return for repeat financing

Hear from our customers

"Our experience was very easy, no complaints - quick and very good. ECL’s financing is more fair for everyone, you know what your margin and costs are and can put it in a budget - it is more simple than other forms of financing which can be complicated for a small company."
David Anselm
Founder & CEO
"[The ECL team] was accessible and answered all my queries promptly. The process was extremely smooth and efficient. I had the most stress-free and comfortable funding experience. ‍The fact is that their product speaks for itself and is significantly ahead of the competition."
Kalyan Varma
CEO
"What I love about the ECL team is their rapid turnaround. The team was able to assess our case, and give me a decision within a week. And then once they made the decision, we had the money almost overnight."
Deb Noller
CEO
"We have been really happy with the funding ECL has given us. We were able to increase our growth by 150%. As a software startup, this funding was easier to access than a bank loan. This financing has been really the last push that we needed this year, so we are really eager to recommend ECL."
Luis F Sánchez
CEO
"I recommend ECL to our SaaS Founders Community. ECL has competitive rates, simple terms, minimal paperwork and most importantly, a remarkable speed of execution. We got the money in the bank in just a few days and without much effort!! ECL has helped us scale ahead of revenue."
Manik Mehta
Founder & CEO
"Our partnership with ECL has allowed us to fund investments in technology and customer success with tremendous ease and efficiency! ECL is an absolute game changer for non-dilutive funding. Bringing in equity investors early on can deprive you of the silence you need while building your product."
Rena Nigam
Founder & CEO

Embedded Financing FAQs

What is the cost?

We offer Embedded Finance at no cost to our partners. We charge a flat fixed financing fee to the end customer who borrows funding. This is a percentage of the total amount borrowed. For example, if the end customer receives a pricing offer of 10% on a financing of $100,000, the fee will be $10,000. 

Which partners may be interested in ECL Embedded Finance?

Partners interested in Embedded Finance are typically those who have a network of startups they would like to support with capital. Embedded Finance can be offered as either a Product Feature, or an additional type of Funding. Examples of these partners include Accelerators, Venture Capital Firms and SaaS companies.

What is the benefit of providing Embedded Finance?

Partners can easily launch debt financing to support the capital needs of their customers— powered by ECL. ECL makes it simple for you to add financing to your suite of products or other offerings. Help your customer base to reach financial stability and access capital quickly. Our Embedded Finance product will have your brand name and become part of your user experience.

Do I need to supply the capital for lending?

ECL’s Embedded Finance offering is fully powered by ECL— which means the full tech lending stack and the capital itself are supplied by ECL. If you are interested in supplying the capital yourself, please discuss this with our team.

What technology do you use for your embedded lending platform?

We use a number of different technologies in our lending stack to pull in data from end customer bank accounts, to process the financial data, to underwrite a financing offer, and to transfer money. Please speak to our team to discuss the technologies we use, and how you can leverage them.

Where can I learn more about how you finance customers?

Please visit our product pages: Global Financing

What if I have another question about your embedded lending or financing options?

You can reach out to us at contact@ecaplabs.com, or fill out a form to get in touch.