Cover Working Capital Gaps
Bridge your company’s cashflow needs with flexible and accessible growth capital
Why do companies face working capital gaps?
As companies scale, they can encounter timing mismatches between revenue and expenses. These working capital gaps can constrain growth and create operational pressure without the right financing solution.
What can cause working capital gaps?
Delayed Payments
Businesses who collect fees after delivering services, or who face late customer payments, can see a gap in cashflow.
Revenue-Cost Mismatch
Often businesses need to make upfront investments and payments to providers, for revenue they will collect at a later date.
Delayed Fundraising
Equity raise taking longer than expected? This can lead to less capital in the bank to cover current expenditures like payroll.
Efficient Capital Labs Solution
We provide a lifeline to the thousands of founders driving the $300 billion global SaaS market. Since 2022, we’ve been offering fair and accessible financing to founders around the world.
Why do founders partner with ECL to cover working capital gaps?
Speedy offer
As a founder, when you’re facing a cashflow gap you need financing ASAP. Traditional lenders like banks can take months to make an offer. With ECL you’ll receive a decision within 72 hours.
Scalable financing
Access up to $2.5M in flexible working capital financing. Our financing grows with your business so you can access multiple rounds of funding as capital needs expand. Your success means access to larger financing options over time.
No equity dilution
Don’t sacrifice equity to bridge temporary cash flow gaps. Unlike venture debt or equity financing, ECL financing is 100% non-dilutive, meaning your ownership stays with you. Keep building value while solving immediate working capital needs.
Featured Customer
Read how a customer addressed this use case with ECL Financing.
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How it works
Apply online
Help us get to know your business. Sync and submit your bank, accounting and contracts data.
Receive an offer
Your offer will include the amount we can finance, and a transparent flat pricing offer - there are no hidden costs!
Get funded
Use your financing to take your business to new levels.
SaaS financing built for you
Join over a hundred customers financed by us
What we offer
Explore our financing products for global businesses and for partners
